Security, Honestly
Why your cyber insurance premium is going up
Insurers are pricing risk the way they should have all along. Here’s what to do about it.
Lacy MooreMay 20, 20261 min read
Part 2 of 2 · The SMB Security Baseline
Cyber insurance used to be cheap because insurers didn’t understand the risk. They do now. Premiums have doubled or tripled across the SMB segment, and the controls insurers now require — MFA everywhere, EDR, immutable backup, documented response plan — are exactly the controls you need anyway.
The good news: doing security properly is also what gets you the best premium. The bad news: most businesses are not where they need to be on those controls.
Start with the renewal questionnaire. The questions are the controls. The honest answers tell you exactly where to invest.
Related service
Interested in how we handle cybersecurity?
A layered security program built for how attackers actually work today.A short conversation is the fastest way to see whether we’re the right fit.